Hernando County is located in the northern part of the greater Tampa Bay metropolitan area. It is north of Pasco County and south or Citrus County. Hernando County is another county that is all eligible for the USDA loan program. That means all areas with in the county, you can purchase a home for no money down with this great program. Like the whole Tampa Bay metropolitan area it is a fast growing community. In fact it’s one of the fastest growing counties in the US. At this pace it will be only a matter of time before parts of Hernando County will no longer be eligible for the USDA loan.
Since the whole county of Hernando is eligible you can live a coastal community with no money down. There are also wildlife preserves and state parks located with the county. Some great communities include Spring Hill, Brooksville, and Hernando Beach to name a few. The income limits are $74,050 for a family of 1-4 person, and $97,750 for a 5+.